Regional Finance Payments and Account Help

Ways to Make a Regional Finance Payment

Avoiding Late and Payment Fees

• Enroll in autopay and keep a cushion in your account to avoid returned-payment (NSF) fees
• Ask for a due date a day or two after payday
• Use free payment methods instead of card-processed one-time payments
• Set a phone reminder three days before each due date

See every fee on the Regional Finance rates and fees page.

Getting a Payoff Amount

Your payoff amount is not the same as your current balance. It includes interest that accrues up to the payoff date. Request an official payoff quote that is valid through a specific date.

1. Request the quote from your branch or the official portal.
2. Pay by the quoted date using a traceable method.
3. Get written confirmation that the loan is paid in full.
4. Check your credit report after 30 to 60 days to confirm it shows paid.

With no prepayment penalty reported, early payoff saves interest. Read how to pay off a Regional Finance loan early.

If You Cannot Make a Payment

Call before the due date. Ask about moving the due date or other options your lender offers. Keep notes of who you spoke with and what was agreed.

If a collection or reporting issue cannot be resolved, you can submit a complaint to the CFPB or your state regulator. See also what happens if you miss a payment.

Protect Your Regional Finance Account

• Bookmark the official site and type the address yourself
• Never share your password or one-time codes by phone, text or email
• A legitimate lender will never ask you to pay with gift cards or wire transfers
• Report suspicious messages to the FTC at ReportFraud.ftc.gov

Learn the warning signs in our loan scam guide.

Payments FAQ