Key takeaways
- Regional Management Corp., parent of Regional Finance, is headquartered in Greer, South Carolina.
- Consumer finance lenders are licensed by the Consumer Finance Division of the State Board of Financial Institutions.
- The South Carolina Department of Consumer Affairs also helps residents with credit questions and complaints.
- Coastal residents often borrow for storm costs; compare assistance options first.
Regional Finance's South Carolina Roots
Regional Management Corp. was founded in 1987 and is headquartered at 979 Batesville Road in Greer, between Greenville and Spartanburg.
From that Upstate base, Regional Finance grew into 353 branches across 19 states by the end of 2025. South Carolina remains one of its most established markets.
How Regional Finance Loans Work in South Carolina
Loans are fixed-rate installment loans, from small loans that start at $500 to larger loans up to the company-wide $35,000 maximum. South Carolina law sets the final rules on charges and terms.
Prequalification starts with a soft credit check. If you move forward, the lender runs a hard inquiry, verifies your documents and may ask you to sign at a branch.
Who Regulates Regional Finance in South Carolina
| Role | Agency |
|---|---|
| Licenses consumer finance companies | State Board of Financial Institutions, Consumer Finance Division |
| Consumer education and complaints | South Carolina Department of Consumer Affairs |
| Federal complaints | CFPB |
Finding a Regional Finance Branch in South Carolina
Confirm addresses and hours on the official locator at regionalfinance.com. South Carolina borrowers most often look near:
Upstate
Greenville, Spartanburg, Greer, Anderson and Easley.
Midlands
Columbia, Lexington, Sumter and Orangeburg.
Lowcountry
Charleston, North Charleston, Summerville and Beaufort.
Pee Dee and Grand Strand
Florence, Myrtle Beach and Conway.
Piedmont / Charlotte area
Rock Hill, Fort Mill and Gaffney.
Aiken area
Aiken and North Augusta.
Borrowing for Storm Season in South Carolina
Hurricanes and flooding can bring sudden deductibles and repair bills along the coast. Work through this order before you borrow:
- Insurance first. Ask your insurer about advance payments for living expenses.
- Disaster aid. Check FEMA and South Carolina emergency management programs after a declared disaster.
- Payment relief. Ask existing creditors about hardship programs.
- Then compare loans. Use the loan calculator and borrow only the gap.
Questions to Ask Before Signing in South Carolina
A few minutes of questions at the branch can save you real money. These are the ones we suggest South Carolina borrowers ask about any Regional Finance offer:
- What is my APR, and how does it compare with your filed maximum rate for this loan size?
- Is there an origination or administrative fee, and is it deducted from my proceeds?
- Are any insurance or add-on products optional, and what is the price without them?
- Is this loan secured, and if so, by what?
- What happens, step by step, if I am late on a payment?
Write the answers on your copy of the agreement. If anything is unclear later, the SC Department of Consumer Affairs can help explain your rights.
Regional Finance South Carolina FAQ
Where is Regional Finance headquartered?
In Greer, South Carolina, at the offices of its parent, Regional Management Corp.
Who licenses installment lenders in South Carolina?
The Consumer Finance Division of the State Board of Financial Institutions.
Can the SC Department of Consumer Affairs help with a loan dispute?
Yes. It handles consumer complaints and offers education on credit and debt.
Do I have to visit a branch in South Carolina?
Some loans are finalized in person. You can start with our free loan request.
More: Regional Finance loans · About Regional Finance · All states · North Carolina · Georgia · Rates and fees · Requirements